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6006 West 19th, Lubbock, TX, 79407

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Dealership Info

Phone Numbers:Online Showroom Hours:
  • Mon - Sun12:00 AM - 12:00 AM
    (Always Open for Online Shopping)
Sales Hours:
  • Mon - Sat9:00 AM - 6:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:00 AM - 6:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:00 AM - 6:00 PM
  • SunClosed

How to Use A Tax Refund for Buying a Car

Are you hoping to use a tax refund to get a new vehicle? Whether you are looking to purchase or lease a new car, truck, or SUV, tax season is always a great time for purchasing a new ride. Most car dealerships provide fantastic income tax season specials. Usually, American taxpayers can receive up to three thousand dollars in tax refunds each year. This means smart car buyers can utilize this windfall as a nice initial payment towards a new vehicle which usually provides customers with low interest rates and even minimize regular monthly installments when financing.

how to use your tax return to buy a car

How to Buy a Car with Your Tax Refund

If you wish to invest your return on a new automobile purchase or lease, we have some good news for you. The average income tax refund is typically enough to cover part of the down payment. If you’re not looking to get a brand-new vehicle, you could also use your return to pay off a part or all of your existing car loan.

If you have questions about how to use your tax refund to purchase a new car we have some recommendations and tips from our automotive financing specialists.

  • Using an Income Tax Refund Towards a Down Payment:

  • Our financing experts suggest paying a considerable down payment to help you get automotive financing for your next automobile. Even if you are opting to lease your next vehicle, having a significant down payment can help lower your month-to-month payments. By utilizing your income tax refund as a down payment, purchasers might get approved for better auto financing options.

  • Income Tax Return For Pre-Owned Car Buying:

  • While new vehicles certainly have their own set of benefits, a used vehicle is a cost-effective option for many budget car buyers. With a little bit of research, it is easy to discover a good deal on a pre-owned automobile. And savvy car buyers can use their refund as the down payment towards the purchase of that car, truck, or SUV.

  • Use Your Refund Towards a New Car Lease:

  • Starting an automobile lease with a bigger down payment might substantially minimize how much the month-to-month payment will be. It is extremely helpful also when customers want to extend the lease due to the fact that most car dealerships will generally allow the customer to extend their current lease with a reduced monthly payment on a month-to-month basis.

  • Pay Off Your Existing Car Loan:

  • Using your income tax return to repay an existing automobile loan is always a superb idea. Customers can use that extra money to considerably decrease the balance on their existing car loan. And they can do this either by making a couple of extra payments or by paying off the balance in full. Paying off or significantly decreasing the remaining balance will lower the amount of interest that would have been paid over time.

How to Use A Tax Refund for Buying a Car | Gene Messer Kia

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Contact Us

(806) 776-5600

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6006 West 19th • Lubbock, TX 79407

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Today's Hours:

Open Today! Sales: 9am-6pm

Open Today! Service: 7am-6pm

Open Today! Parts: 7am-6pm

Gene Messer Kia 33.5790487, -101.9462486.