New Kia for Sale in Lubbock, TX

Gene Messer Kia invites you to search our outstanding inventory of new Kia Cars & SUVs for sale near me in Lubbock, TX. Our team of Kia specialists are ready and waiting to help you find one of the best deals on new Kia models like, Kia Soul, Kia Sorento, and Kia Telluride. Don’t forget to ask about our great Kia financing options, lease deals, and exclusive dealer incentives. Search our stock online, drop in for a test drive, or call (844) 402-3025 today.

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Details 14 More Save New 2020 Kia Rio LX VIN: 3KPA24AD4LE293677 Stock #: LE293677 Engine: 1.6L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: BLACK HWY: 41 MPG \| CITY: 33 MPG † MSRP ~~$16,500~~ Kia Customer Cash $1,000 Final Price $15,500 We are excited to offer this 2020 Kia Rio. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Rio. There is ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Rio LX MSRP ~~$16,500~~ Kia Customer Cash $1,000 Final Price $15,500 We are excited to offer this 2020 Kia Rio. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Rio. There is no reason why you shouldn't buy this Kia Rio LX. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Rio LX VIN: 3KPA24AD9LE330383 Stock #: LE330383 Engine: 1.6L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: SILVER HWY: 41 MPG \| CITY: 33 MPG † MSRP ~~$16,815~~ Kia Customer Cash $1,000 Final Price $15,815 We are excited to offer this 2020 Kia Rio. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Rio. You can ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Rio LX MSRP ~~$16,815~~ Kia Customer Cash $1,000 Final Price $15,815 We are excited to offer this 2020 Kia Rio. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Rio. You can finally stop searching... You've found the one you've been looking for. This vehicle won't last long, take it home today. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Rio LX VIN: 3KPA24AD2LE329401 Stock #: LE329401 Engine: 1.6L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: UD/WHITE HWY: 41 MPG \| CITY: 33 MPG † MSRP ~~$16,815~~ Kia Customer Cash $1,000 Final Price $15,815 We are excited to offer this 2020 Kia Rio. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjo ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Rio LX MSRP ~~$16,815~~ Kia Customer Cash $1,000 Final Price $15,815 We are excited to offer this 2020 Kia Rio. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You can finally stop searching... You've found the one you've been looking for. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Kia Rio LX. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Rio LX VIN: 3KPA24AD8LE328219 Stock #: LE328219 Engine: 1.6L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: ABP/BLK HWY: 41 MPG \| CITY: 33 MPG † MSRP ~~$17,010~~ Kia Customer Cash $1,000 Final Price $16,010 We are excited to offer this 2020 Kia Rio. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Rio. The look ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Rio LX MSRP ~~$17,010~~ Kia Customer Cash $1,000 Final Price $16,010 We are excited to offer this 2020 Kia Rio. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Rio. The look is unmistakably Kia, the smooth contours and cutting-edge technology of this Kia Rio LX will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Kia Rio LX is sure to sell fast. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Forte FE VIN: 3KPF24ADXLE203387 Stock #: LE203387 Engine: 2.0L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: WHITE HWY: 41 MPG \| CITY: 31 MPG † MSRP ~~$19,615~~ Dealer Discounts $1,620 Kia Customer Cash $1,500 Final Price $16,495 We are excited to offer this 2020 Kia Forte. This is the one. Just what you've been looking for. There is no reason why you shouldn't buy this Kia For ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Forte FE MSRP ~~$19,615~~ Dealer Discounts $1,620 Kia Customer Cash $1,500 Final Price $16,495 We are excited to offer this 2020 Kia Forte. This is the one. Just what you've been looking for. There is no reason why you shouldn't buy this Kia Forte FE. It is incomparable for the price and quality. The Kia Forte FE will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. You could keep looking, but why? You've found the perfect vehicle right here. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Forte LXS VIN: 3KPF24AD8LE203095 Stock #: LE203095 Engine: 2.0L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: BLACK HWY: 40 MPG \| CITY: 29 MPG † MSRP ~~$20,410~~ Dealer Discounts $2,200 Kia Customer Cash $1,500 Final Price $16,710 We are excited to offer this 2020 Kia Forte. There is no reason why you shouldn't buy this Kia Forte LXS. It is incomparable for the price and quality ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Forte LXS MSRP ~~$20,410~~ Dealer Discounts $2,200 Kia Customer Cash $1,500 Final Price $16,710 We are excited to offer this 2020 Kia Forte. There is no reason why you shouldn't buy this Kia Forte LXS. It is incomparable for the price and quality. Based on the superb condition of this vehicle, along with the options and color, this Kia Forte LXS is sure to sell fast. The look is unmistakably Kia, the smooth contours and cutting-edge technology of this Kia Forte LXS will definitely turn heads. The Kia Forte LXS will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Rio S VIN: 3KPA24AD7LE322220 Stock #: LE322220 Engine: 1.6L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: WHITE HWY: 41 MPG \| CITY: 33 MPG † MSRP ~~$18,255~~ Kia Customer Cash $1,000 Final Price $17,255 We are excited to offer this 2020 Kia Rio. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Rio S MSRP ~~$18,255~~ Kia Customer Cash $1,000 Final Price $17,255 We are excited to offer this 2020 Kia Rio. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This is the one. Just what you've been looking for. You can finally stop searching... You've found the one you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Special Offer Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU4L7116282 Stock #: L7116282 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: GREY HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$19,295~~ Kia Customer Cash $2,000 Final Price $17,295 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. You could keep looking, but why? You've found the ... [ more ] Details Compare Save Images What is Acceleride?
Special Offer New 2020 Kia Soul LX MSRP ~~$19,295~~ Kia Customer Cash $2,000 Final Price $17,295 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. You could keep looking, but why? You've found the perfect vehicle right here. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Kia Soul LX. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Special Offer Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AUXL7726168 Stock #: L7726168 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: BLACK HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$19,525~~ Kia Customer Cash $2,000 Final Price $17,525 We are excited to offer this 2020 Kia Soul. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enj ... [ more ] Details Compare Save Images What is Acceleride?
Special Offer New 2020 Kia Soul LX MSRP ~~$19,525~~ Kia Customer Cash $2,000 Final Price $17,525 We are excited to offer this 2020 Kia Soul. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You could keep looking, but why? You've found the perfect vehicle right here. This vehicle won't last long, take it home today. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU9L7735959 Stock #: L7735959 Engine: 2.0L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: GREY HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$20,110~~ Kia Customer Cash $2,000 Final Price $18,110 We are excited to offer this 2020 Kia Soul. This vehicle won't last long, take it home today. Based on the superb condition of this vehicle, along w ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Soul LX MSRP ~~$20,110~~ Kia Customer Cash $2,000 Final Price $18,110 We are excited to offer this 2020 Kia Soul. This vehicle won't last long, take it home today. Based on the superb condition of this vehicle, along with the options and color, this Kia Soul LX is sure to sell fast. You can finally stop searching... You've found the one you've been looking for. You could keep looking, but why? You've found the perfect vehicle right here. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU4L7728899 Stock #: L7728899 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: SILVER HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$20,180~~ Kia Customer Cash $2,000 Final Price $18,180 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. You can finally stop searching... You've found the ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Soul LX MSRP ~~$20,180~~ Kia Customer Cash $2,000 Final Price $18,180 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. You can finally stop searching... You've found the one you've been looking for. This vehicle won't last long, take it home today. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Forte FE VIN: 3KPF24AD3LE250020 Stock #: LE250020 Engine: 2.0L 4-Cyl MPI 16v DOHC Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: WHITE HWY: 41 MPG \| CITY: 31 MPG † MSRP ~~$19,755~~ Kia Customer Cash $1,500 Final Price $18,255 We are excited to offer this 2020 Kia Forte. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Forte. This ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Forte FE MSRP ~~$19,755~~ Kia Customer Cash $1,500 Final Price $18,255 We are excited to offer this 2020 Kia Forte. Start enjoying more time in your new ride and less time at the gas station with this 2020 Kia Forte. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The Kia Forte FE will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Special Offer Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU9L7720684 Stock #: L7720684 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: KDT/GREY HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$20,295~~ Kia Customer Cash $2,000 Final Price $18,295 We are excited to offer this 2020 Kia Soul. This Kia includes: MUDGUARDS (PIO) CARGO NET (PIO) Note - For third party subscriptions or services, ple ... [ more ] Details Compare Save Images What is Acceleride?*
Special Offer New 2020 Kia Soul LX MSRP ~~$20,295~~ Kia Customer Cash $2,000 Final Price $18,295 We are excited to offer this 2020 Kia Soul. This Kia includes: MUDGUARDS (PIO) CARGO NET (PIO) Note - For third party subscriptions or services, please contact the dealer for more information. Save money at the pump with this fuel-sipping Kia Soul. There is no reason why you shouldn't buy this Kia Soul LX. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU9L7719602 Stock #: L7719602 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: KDT/GREY HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$20,295~~ Kia Customer Cash $2,000 Final Price $18,295 We are excited to offer this 2020 Kia Soul. This Kia includes: MUDGUARDS (PIO) CARGO NET (PIO) Note - For third party subscriptions or services, ple ... [ more ] Details Compare Save Images What is Acceleride?*
New 2020 Kia Soul LX MSRP ~~$20,295~~ Kia Customer Cash $2,000 Final Price $18,295 We are excited to offer this 2020 Kia Soul. This Kia includes: MUDGUARDS (PIO) CARGO NET (PIO) Note - For third party subscriptions or services, please contact the dealer for more information. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. There is no reason why you shouldn't buy this Kia Soul LX. It is incomparable for the price and quality. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU6L7720982 Stock #: L7720982 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: SWP/WHITE HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$20,380~~ Kia Customer Cash $2,000 Final Price $18,380 We are excited to offer this 2020 Kia Soul. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient KiaSoul. You can final ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Soul LX MSRP ~~$20,380~~ Kia Customer Cash $2,000 Final Price $18,380 We are excited to offer this 2020 Kia Soul. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient KiaSoul. You can finally stop searching... You've found the one you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The Kia Soul LX will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU3L7122042 Stock #: L7122042 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: WHITE HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$20,455~~ Kia Customer Cash $2,000 Final Price $18,455 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. Just what you've been looking for. With quality in ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Soul LX MSRP ~~$20,455~~ Kia Customer Cash $2,000 Final Price $18,455 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Based on the superb condition of this vehicle, along with the options and color, this Kia Soul LX is sure to sell fast. You've found the one you've been looking for. Your dream car. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul LX VIN: KNDJ23AU1L7120418 Stock #: L7120418 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: WHITE HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$20,455~~ Kia Customer Cash $2,000 Final Price $18,455 We are excited to offer this 2020 Kia Soul. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enj ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Soul LX MSRP ~~$20,455~~ Kia Customer Cash $2,000 Final Price $18,455 We are excited to offer this 2020 Kia Soul. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. This is the one. Just what you've been looking for. You can finally stop searching... You've found the one you've been looking for. The Kia Soul LX will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Optima LX VIN: 5XXGT4L32LG421532 Stock #: LG421532 Engine: 2.4L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive HWY: 32 MPG \| CITY: 24 MPG † MSRP ~~$23,190~~ Dealer Discounts $640 Kia Customer Cash $3,500 Final Price $19,050 We are excited to offer this 2020 Kia Optima. This is about the time when you're saying it is too good to be true, and let us be the one's to tell yo ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Optima LX MSRP ~~$23,190~~ Dealer Discounts $640 Kia Customer Cash $3,500 Final Price $19,050 We are excited to offer this 2020 Kia Optima. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The look is unmistakably Kia, the smooth contours and cutting-edge technology of this Kia Optima LX will definitely turn heads. You've found the one you've been looking for. Your dream car. This vehicle won't last long, take it home today. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul GT-Line VIN: KNDJ63AU7L7115776 Stock #: L7115776 Engine: 2.0L 4-Cyl DOHC MPI Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: BLUE HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$21,335~~ Kia Customer Cash $2,000 Final Price $19,335 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. Just what you've been looking for. With quality in ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Soul GT-Line MSRP ~~$21,335~~ Kia Customer Cash $2,000 Final Price $19,335 We are excited to offer this 2020 Kia Soul. Save money at the pump with this fuel-sipping Kia Soul. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You can finally stop searching... You've found the one you've been looking for. Based on the superb condition of this vehicle, along with the options and color, this Kia Soul GT-Line is sure to sell fast. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?


Details 14 More Save New 2020 Kia Soul S VIN: KNDJ23AU8L7722278 Stock #: L7722278 Engine: 2.0L 4-Cyl Engine Trans: Automatic Drivetrain: Front Wheel Drive Exterior: GREY HWY: 33 MPG \| CITY: 27 MPG † MSRP ~~$21,595~~ Kia Customer Cash $2,000 Final Price $19,595 We are excited to offer this 2020 Kia Soul. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enj ... [ more ] Details Compare Save Images What is Acceleride?
New 2020 Kia Soul S MSRP ~~$21,595~~ Kia Customer Cash $2,000 Final Price $19,595 We are excited to offer this 2020 Kia Soul. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The Kia Soul S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. There is no reason why you shouldn't buy this Kia Soul S. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. We look forward to seeing you soon! Please call us for more information. Details What is Acceleride?

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Kia.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (844) 402-3025 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Kia.

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (844) 402-3025 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.

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